Which is The Right Kind of FreedomLife Insurance To Buy?

Life insurance is a miracle product because it creates an estate for a huge discount. As long as an individual qualifies from the proper health standpoint, he or she can pay a fraction of the ultimate death benefit and guarantee that a sizeable estate is paid to a beneficiary if he or she should die. Learn more about Freedom Life Insurance at Crunchbase.

Freedom Life Insurance has products that will fit any situation as far as life insurance and the expertise is available to help customers fit plans to their needs at any stage of life. Life insurance is available in two basic forms and Freedom Life Insurance can make these aspects available separately or in combination in order to fit the needs and budget of customers.

Term insurance provides coverage for a set period of time, but will expire after a certain number of years. For example, a person could purchase a 20-year term policy and have coverage for the 20 year period. However after 20 years the policy will expire.

Term life insurance is good when a person needs a large amount of life insurance coverage and they have a limited budget. In other words, a lot of death benefit is available for a moderate to small price.

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Permanent life insurance will cover the person for the “whole” of their life, or to age 100 in most instances. The price of coverage is higher, but it will not expire. Permanent life insurance also has a cash value which the policyholder can borrow from over the life of the policy. A policy loan will lessen the death benefit of the policy by the amount of the loan. If and when the loan is repaid, the death benefit will be restored to its original amount.

Having both term and permanent forms of life insurance coverage available makes for a very flexible situation when it comes to creating a life insurance program. It is easy to work with the Freedom Life Insurance Company to design and place a life insurance program in existence. In this manner a complete program will suffice to provide coverage and be flexible enough to fit the budget of any family or business.

Learn more:https://www.ehealthinsurance.com/ehealthinsurance/benefits/ifp/IHC-MultiState/IHC-MultiState-FreedomChoice-BR-0811.pdf

 

Freedom Life Insurance Company Simplifies Insurance Choices

Everyone needs life insurance, but are reluctant to get it because they do not understand the various types of insurance, nor the many companies that claim to be the best. To ensure that insurance company provides understandable explanations of what they offer, and how best they can service your needs, customers need a company that they can trust. Freedom Life Insurance company will take the time to explain all of the necessary factors in choosing a life insurance policy. Life insurance beneficiary amounts and premiums are based on the age of the policy holder. There are basically two types of life insurance, term life, and whole life.

Younger people usually benefit more from term life insurance, because it is based on a specific need. If there are young children in the family, and the policy holder wants to ensure that there will be money for them to attend college, then they get a term life policy. These policies will terminate after a period of time with a cash benefit, if the policy holder out lives the term, that can be used for any reason. Term life insurance can be transformed into a whole life policy after it terminates, without a health examine, but the whole life premiums will be much higher. The experts at Freedom Life Insurance company will gladly give you all of the information needed to make that transition.

Choosing a whole life insurance policy is the option that is available for older people, as well as younger people. This policy lasts for years, and builds up cash value. People can borrow against the policy, and repay it so that the entire policy amount is there when it is needed. Unlike the term life policy, whole life does build equity to be considered as a cash savings. With most whole life policies, the amount of coverage does not decrease, nor will the premiums increase as the person gets older. For any questions regarding life insurance need, the friendly, qualified agents at Freedom Life Insurance company can ensure that you will be able to make a sound decision about your life insurance needs. Check more: https://www.ushealthgroup.com/sbc.aspx

Vincent Parascandola – Over Twenty Years of Professional Experience

Mr Vincent Parascandola works as a Senior Executive Vice President at the company AXA US. He attended the Pace University – Lubin University of Business. He is currently based in the Greater New York City Area. Mr Vincent Parascandola majored with a Bachelor’s degree in Computer Science. He was also Key Note Speaker during one of the events at the University in May 2014.

Mr Vincent Parascandola has been occupying his current position since October 2014. His responsibilities include overlooking and ensuring the growth of the team, as well as the expansion of AXA US. He trains and mentors the new recruits and the new advisors. He makes sure that the Sales department is on track and that the productivity of the teams is not dropping but rather improving.

Currently, AXA US has over 220 employees. The headquarters of the company are located in the Central New Jersey Area. The company has offices in a few other places as well – Manasquan, Woodbridge, and Morristown. AXA US is divided into several parts – AXA Network Insurance Agency of California, AXA Network of Puerto Rico Inc., and a few more.

Previously, Mr Vincent Parascandola worked as a Chief Sales Officer and President at one of the divisions of AXA US called AXA Equitable. He worked there for almost two years. Before that, he was President of AXA Equitable for 3 and half years. Going further back in Mr Vincent Parascandola’s work history, he has worked other positions at AXA Equitable. Mr Vincent Parascandola worked at the Northern Division and the Central Division of AXA US. He has occupied a total of six different positions at AXA US. His professional experience at the divisions amasses to a total of eleven years and ten months, starting the month of June of 2005.

Before that, Mr Vincent Parascandola dedicated 14 years to Mony Securities Corporation. The company is broker – dealer. It is located in the United Kingdom. Mr Vincent Parascandola has had a collected experience of almost 20 years in the field of finance. He has been an employee, a manager, and a leader.